FAQs

/FAQs/
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Can I choose my home

Our program is designed to enable you to choose a home. We work with you to determine a purchase price range and you select homes within that desired price range. Our Realtor will provide online access to listings in your area, and work side by side with a you to find your desired home. If [...]

By |January 21st, 2016|Comments Off on Can I choose my home

How long does it take to find a home

The time frame required to find a home can take anywhere form 30 days to upwards of several months. This may be due to several variables; Seller may require a lengthy closing period due to the fact that they still have to find a home or don't move in to their home for a specific [...]

By |January 21st, 2016|Comments Off on How long does it take to find a home

Application process

Once we have conducted an initial phone call or pre qualification we can quickly asses if the program is an ideal fit for you. Once we have determined if the program is a good fit and your comfortable we arrange an in person meeting to ensure we have answered all your questions.  Following this step [...]

By |January 21st, 2016|Comments Off on Application process

Pets in the home

Yes pets are allowed.

By |January 20th, 2016|Comments Off on Pets in the home

Contract and Agreement

We use a method slightly more elegant than most Rent to Own programs. Our purchase of sale agreement provides you with greater assurance the home will be yours at the end of the term, pending successful execution of the terms and the ability to qualify for a mortgage. The agreement outlines all terms, we are [...]

By |January 20th, 2016|Comments Off on Contract and Agreement

How long is the program

Our program typically offers anywhere from twelve months and upwards to sixty months (1 to 5 years). Each client is treated individually with their own unique circumstances. Considerations must be given to the amount of time required to build credit so that lenders will look more favorably at your mortgage application, along with the time [...]

By |January 20th, 2016|Comments Off on How long is the program

Selecting your home

We provide a family first approach to our program. Meaning a Realtor is available to help guide and show you homes. You do not pay the commissions since the seller is paying these fees. In many cases Realtor fees may be anywhere in the range of 2-8% of the selling price. That could mean thousands [...]

By |January 20th, 2016|Comments Off on Selecting your home

Key to a successful program

We are often asked what is the key to a successful program? Utilize a gross and total debt service ratio more stringent than the banks Requirement for some clients ti improve credit before entering our program No less than 3% of purchase price as deposit Educate clients abut credit and have them access their own [...]

By |January 20th, 2016|Comments Off on Key to a successful program

Why choose our program

Unlike other more traditional Rent to Own programs, we will show you a process that is unique and enables you to build equity in your home. Our qualification process utilized a strategy that is more stringent than most to provide greater assurance that you are mitigating the risk of forfeiting. Some scenarios that are suitable [...]

By |January 20th, 2016|Comments Off on Why choose our program

Who pays property taxes

The property taxes are paid by the owner of the home. However the amount paid for property tax is taken in to consideration and included in your monthly payment. We will provide you with confirmation of the amount paid for property taxes, to ensure these fees are transparent to you.

By |January 20th, 2016|Comments Off on Who pays property taxes