Discover the lifestyle of Home Ownership
Why Choose HPS? Home Purchase Solution! A modern approach to Rent to Own
If you have always wanted to own a home, but were unable to secure conventional financing, our Home Purchase Solution may be an ideal alternative to renting a home. The program enables you to move in to your dream home today and offers the time required to improve or enhance credit while saving and building equity, so that lenders look more favorably upon you to qualify for financing.
Move into your dream home today, while saving towards the purchase of your home.
Complete the application to get a free confidential analysis to determine if you qualify for our program
A Modern Solution
However, there are other options; For instance, you can customize the house to your preferences. We want you to treat the home as if you own it now. However, any work that is done must be done by a licensed contractor and must have a contract in place for any major renovations. Or, this may mean purchasing a multi-unit, or a home with a ‘granny’ suite. These options have some built-in benefits; the main one being that once you have assumed ownership of the home (the end of the term), you may have tenants paying most, if not all of your mortgage. payment.
- I need to save towards a down payment
- I need to stabilize my employment history
- I need to establish credit
- I need to repair credit
…our Home Purchase Solution is tailored to ensure every client is given the attention to deal with details about credit and how lenders look upon your credit history. We work with you, we provide a detailed overview of your credit report, we review your credit with you. We expect you to access your own Equifax or Transunion reports as opposed to having an authorized representative pulling your reports, and possibly providing you with limited information about its contents and how to improve your score. Always ask yourselves – “who will help keep us on track to improve our credit?” This is a critical element of our program – we will not be successful unless you qualify for conventional mortgage.
Our agreements are flexible in terms of the type of payment terms offered and option to purchase earlier than anticipated if desired and able to qualify for mortgage financing.
Why Choose Us?
- We develop ethical and transparent relationships with our colleagues.
- Implement a proven system that will continuously provide sound, predictable, winning results.
- Commit to rigorous screening and due diligence practices to ensure successful outcomes.
- Remain accessible and responsive to our clients.
- Developing and nurturing loyal relationships with our partners.