Our program typically offers anywhere from twelve months and upwards to sixty months (1 to 5 years). Each client is treated individually with their own unique circumstances. Considerations must be given to the amount of time required to build credit so that lenders will look more favorably at your mortgage application, along with the time frame required to build an acceptable amount towards the down payment. However at any given time during our program you have the option to pursue the purchase of the home and we will help guide you.