We are often asked what is the key to a successful program?

    • Utilize a gross and total debt service ratio more stringent than the banks
    • Requirement for some clients ti improve credit before entering our program
    • No less than 3% of purchase price as deposit
    • Educate clients abut credit and have them access their own credit
    • Routine check-ins with clients to ensure credit improvement
    • We appreciate/escalate home purchase value at less than given area market value
    • Option to register on title before program is completed
    • Option to purchase before term is completed
    • Programs are structure to provide an additional year on top of the expected term required to qualify for financing